Skopje, 6 th (MIA) – Interest in this new “Pick a property Get a flat” Opportunity significantly improved adopting the Fair because of it Investment, that was stored in the period 24 th Oct – twenty-eight th Oct. It identify that the procedure of entry application is easy, and it is sold with three strategies.
Bank gathers these records in the applicant and confirms if he/she actually is eligible for obtaining financing, and you may after they forwards this new particular documents to your Ministry off Money, Bilbilovska said
– We are able to give an explanation for means of distribution application toward “Pick property Get a flat” Venture, during the about three actions and if you are aware, you’ll comprehend it is actually a very simple techniques. Initial step is selecting a flat or home or a great deal to have house. Next action is actually approaching among 8 banks playing on the Enterprise and you may complete the required files, since third step belongs to the Ministry away from Money, you to definitely as the getting together with away from choice to have granting the latest subsidy, right after which the applicant cues mortgage contract with the respective lender, Ivana Bilbilovska, Representative of Ministry of Fund, said.
After choosing this new files in the Bank, brand new Ministry’s Commission examines all of them and you can has reached decisionmission says to the lending company this recognized this new subsidy, then the lending company closes Loan Agreement to the borrowing applicant
When it comes to 1st step, Bilbilovska shows you that the demands is for the flat and/or home is a special strengthening and also for the speed perhaps not in order to exceed EUR 900 for each rectangular meter. People submission software to your “Buy a home Pick a flat” Project is always to finish First Arrangement to the specialist or if perhaps the guy/she generates a home, he/she must provide construction and you will technology paperwork.
– The following action is actually for the newest resident to deal with certainly one of the brand new eight banks, as part of the “Purchase a property Pick a flat” Investment, we.e. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you will Prokredit banka. Because of the Original Agreement for a flat or a home, new individuals is to yield to the bank their/their ID, full-time a job certification, certificate the past half a dozen paid back wages and you may declaration, confirmed of the notary public, you to in the first 5 years of cost months, they neither offer the newest flat or the house, neither book or put them lower than 2nd mortgage.
Next step are getting choice by the Ministry out of Loans. The fresh new Commission from inside the Ministry out of Funds suits at least once into the forty-five weeks, and, if required, more often than once.
– If you do not have your own home or even the family in which you alive was too small available and you want it a larger one to and in case you decide to just take a construction loan, than just “Buy a house Buy a condo” Investment, is truly a high probability hence. Fund granted from the Ministry of link Fund have a questionnaire of a good subsidies which can are as long as EUR fourteen,000, and rate of interest is actually reduced and numbers to three.95% in the 1st 3 years and cuatro.44% about next and you can 5th seasons for the design: repayment when selecting a flat or subsidizing 75% of your fees when buying/constructing a home, otherwise fixed from inside the fees months, accounting to possess 4.5% as well as six-few days EURIBOR, to your design: equivalent (50%/50%) contribution when selecting an apartment or subsidizing 75% of your own involvement when selecting/building a property, Spokesperson of your Ministry regarding Loans Ivana Bilbilovska, told you.
